Real Estate 101: The House Hunt

Real Estate 101: The House Hunt

By Debbie Summers, Lake Mary REALTOR on October 21st, 2011
Do you think your ready to start your house hunt? The Orlando area housing market has no shortage of homes to look at, if you don’t lead a focused search you could spend countless hours (or days, or weeks, or months…) and miles looking at properties that you will never buy, you should never waste ... [Continue Reading]
Have you considered a 15 year Mortgage?

Have you considered a 15 year Mortgage?

By Debbie Summers, Lake Mary REALTOR on June 23rd, 2011
Mortgage Interest ads up… The two graphics below are a simple illustration of the difference in the costs of a 15 year  and a 30 year mortgage.  The same house financed for 30 years in lieu of 15 years will cost you a whopping $76,368.60 more in interest [based on the factors below - for ... [Continue Reading]
So You Want To Buy A Home… Guide to get you started!

So You Want To Buy A Home… Guide to get you started!

By Debbie Summers, Lake Mary REALTOR on June 8th, 2011
Lake Mary Home Buying Guide… Buying your first home can be exciting. Getting ready to buy your first home takes time and learning as much as you can while you are getting ready to take the plunge into homeownership will help you make the best decision. Below we have included links to articles we’ve previously ... [Continue Reading]
Buying a Home in Seminole County Florida

Buying a Home in Seminole County Florida

By Debbie Summers, Lake Mary REALTOR on June 1st, 2011
Homes For Sale in Seminole County, Florida Interest rates are still at historic lows and homes are more affordable than ever.  If you’ve been positioning yourself to buy a home for the first time or if you are considering “downsizing” or “moving up” in the Orlando area you can see all the homes for sale ... [Continue Reading]

Homebuying 101: Location, Location, Location…

By Debbie Summers, Lake Mary REALTOR on April 25th, 2011
What should this real estate motto mean to you? You could approach just about anyone on the street and ask them what the one of the most important factors to consider when buying real estate and you are sure to hear the mantra “location, location, location”.  Why has this phrase become so ingrained in our thoughts ... [Continue Reading]

Homebuying 101 – Your Mortgage…

By Debbie Summers, Lake Mary REALTOR on April 22nd, 2011
Your Mortgage Advisor = Homebuying Success or Failure… No one really likes to talk about their finances, well except for maybe Donald Trump, but that shouldn’t keep you from taking the first step in the home buying process and getting pre-qualified. Believe it or not, a quick phon call or email to the right mortgage ... [Continue Reading]

Homebuying 101 – Your First Place

By Debbie Summers, Lake Mary REALTOR on April 20th, 2011
First Time is the charm… Now that you have your homebuying budget and you’ve decided to take the plunge and buy your first home, it’s a good idea to take a little time to decide just what the right house for you will be.  A helpful hint I share with my clients is to write ... [Continue Reading]

Homebuying 101 – Your Budget Part 4: Your Mortgage Payment

By Debbie Summers, Lake Mary REALTOR on April 18th, 2011
Your Mortgage Payment…  How much is it going to cost you? In our last couple of “Homebuying 101 Articles” we talked about how much it would cost upfront to have inspections and appraisals completed, how much the downpayment for a home would be and how much you would need to bring to closing and revealing ... [Continue Reading]

Homebuying 101 – Your Budget Part 3: Closing Costs

By Debbie Summers, Lake Mary REALTOR on April 13th, 2011
The expenses that make up your closing costs… Origination Charges or Origination Fees are how a lender or mortgage company get paid for their services.  These fees are often negotiable, if you are comparing proposals from different companies this may be an area to save money on the cost of obtaining a loan.  Many of ... [Continue Reading]

Homebuying 101 – Your Budget Part 2: Down Payment

By Debbie Summers, Lake Mary REALTOR on April 11th, 2011
Your Down Payment…  How much $$$ does it take? In our last installment of the Homebuying 101 series “Your Budget” we covered the upfront expenses [inspection fees, appraisal, escrow deposit, etc.] you will need to have on hand to purchase a home.  We’re moving on to downpayments and the different requirements of each mortgage product. ... [Continue Reading]
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